Real Estate Investor Loans in Michigan
Michigan Mortgage Solutions specializes in financing for real estate investors across the State of Michigan. From your first rental property to a multi-unit portfolio, we have the loan programs and expertise to fund your deals fast.
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Investor Loans Options
Explore all of our investor loans programs and find the right fit for your situation.
DSCR Loans (Debt Service Coverage Ratio)
Qualify based on your property's rental income, not your personal income. Perfect for self-employed investors and those with multiple properties. No tax returns required.
Learn More →Fix-and-Flip Loans
Short-term financing for purchase and renovation of distressed properties. Fast closings, interest-only payments, and up to 90% of purchase price plus rehab costs.
Learn More →Rental Property Loans
Long-term financing for single-family rentals, duplexes, and small multi-family properties. Competitive rates with 20–25% down.
Learn More →BRRRR Strategy Financing
Buy, Rehab, Rent, Refinance, Repeat. We structure the financing for each phase of your BRRRR deal so you can recycle your capital and scale your portfolio.
Learn More →Multi-Family Loans (2–4 Units)
Finance duplexes, triplexes, and fourplexes with owner-occupied or investor terms. FHA allows 3.5% down on owner-occupied 2–4 unit properties.
Learn More →Portfolio Loans
Blanket financing for investors with 5+ properties. Simplify your portfolio with one loan, one payment, and one lender relationship.
Learn More →Why Michigan Mortgage Solutions?
We've been helping Michigan families achieve homeownership since 1999. Here's what sets us apart.
Practice Purchase™ System
Our exclusive process lets you simulate your mortgage before you commit, no risk, no hard credit pull.
Expert Team of 5 Loan Officers
From first-time buyers to seasoned investors, our specialists match you with the right expert for your situation.
Same-Day Approvals Available
Get a verified pre-approval letter the same day in many cases, so you can make competitive offers with confidence.
Access to 50+ Lenders
As a broker, we shop your loan across dozens of lenders to find the best rate and terms, not just one bank's products.
Specialty & Hard-to-Place Loans
Self-employed? Low credit? High DTI? ITIN? We have programs for borrowers other lenders turn away.
Step-by-Step Guidance
We guide you from first conversation to closing day, no guesswork, no surprises, just clear communication.
What Our Clients Are Saying
275+ five-star reviews from homebuyers, homeowners, and investors across Michigan.
"Trevor and the team at Michigan Mortgage Solutions made buying our first home so easy. They walked us through every step and got us a rate we couldn't believe. Highly recommend!"
"I was self-employed and thought getting a mortgage would be a nightmare. Jason found us a bank statement loan that worked perfectly. Closed in 28 days!"
"Used the Practice Purchase™ system before we were ready to buy. It gave us a clear picture of exactly what we could afford. When we were ready, the actual purchase was a breeze."
Investor Loans FAQs
Ready to Get Started with Investor Loans?
Get your free mortgage consultation today. No hard credit pull. No obligation.