First Time Home Buyers in Michigan: Gift Down Payment Guide

Everything You & Your Gift Donor Need to Know About Using a Gift as a Down Payment Navigating the path to homeownership is an exciting journey for first-time homebuyers in Michigan. A common strategy to alleviate the financial strain of this journey is utilizing a gift for the down payment. While this approach can significantly […]

Home Mortgage Refinance Loan: Mastering Tips and Strategies

What is a Home Mortgage Refinance Loan? A home mortgage refinance loan, also known as a refi, is a new loan taken out to replace an existing mortgage with an entirely new loan. It allows homeowners to lower their interest rates, adjust loan terms, or tap into their home’s equity. Refinancing can help save money […]

New UAW Contract Creates BIG Opportunities For Michigan First Time Home Buyer Programs

Unlocking Homeownership Opportunities: A Deep Dive into Michigan First Time Home Buyer Programs and the New UAW Contract The journey of purchasing your first home is thrilling yet can be accompanied by uncertainty. However, recent developments in the automotive industry, especially the New UAW Contract, have introduced promising financial avenues for autoworkers, significantly impacting the […]

Navigating Student Loan Resumption: A Michigan Homebuyer’s Urgent Guide

Be Mortgage-Ready as Student Loan Payments Resume The resumption of federal student loan payments is fast approaching, and for many aspiring homebuyers, the clock is ticking. The CARES Act’s administrative forbearance provided a financial cushion, but with payments resuming soon, many face a potential dent in their purchasing power. This could mean settling for homes […]

Prepare Now: How the Student Loan Restart Affects Homeowners

Student Loan Repayment Options - CARES Act

Navigating the Waters: Unpausing Student Loan Payments and Protecting Your Home In March 2020, the unforeseen hit our doorsteps, the COVID-19 pandemic, and with it came a host of financial uncertainties. As a relief measure, the federal government through the CARES Act placed a pause on federal student loan payments, a pause that has been […]

Find the Best Mortgage Companies in Michigan Today

Are you looking to buy a home in Michigan but don’t know where to start? The housing market in Michigan can be complex and overwhelming, but with the right information and guidance, you can find your dream home. In this article, we’ll share with you our top picks for the best mortgage companies in Michigan, […]

FHA Mortgage Michigan: Your Guide to Finding the Best Loans

Are you a Michigan resident looking to buy your dream home but struggling to find a loan that fits your financial situation? FHA loans might be the answer to your problems. These loans are insured by the Federal Housing Administration and offer several benefits, including lower down payments and more lenient credit score requirements. In […]

Are Realtors Discriminating Against Government Financing?

Dear Realtors, We Need to Talk About Discrimination… Next year will mark the 50th anniversary of the passage of the Equal Credit Opportunity Act, which was signed into law on October 28, 1974. That landmark legislation stated plainly that is was illegal for creditors to discriminate base on race, sex, age, national origin, or marital status, […]