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Zero Down Home Loans For First Time Buyers in Roseville

If you happen to be a 1st time home buyer in Roseville Michigan and you are looking for a zero down mortgage, you will find you have three choices. All of these opportunities will have strict guidelines that should be met allowing you to put nothing as a down payment when mortgaging your first home. Below you will find a list of opportunities available to you as a first time home buyer in Roseville MI.

The Michigan USDA Rural Development Loan

The first option for a 0 down payment home loan is the United States Department of Agriculture's Rural Development mortgage. This home financing offers zero down but is subject to an up front mortgage insurance premium and it also has income & geographic guidelines. Call Michigan Mortgage Solutions at 888-665-2630 and we'll tell you if the USDA RD mortgage loan will work for you.

MSHDA Down Payment Assistance

Another thing to think about on zero down mortgages for 1st time home buyers in Roseville Michigan is working with state departments as in the Michigan State Housing Development Authority. Michigan State Housing Development Authority has opportunities for down payment assistance which can be collaborated along with Federal Housing Administration home loan lending. This financial aid could be as much as $7,500 and does not force you to send any monthly payments nor does it collect interest but it has to be paid back should you happen to refinance or sell the house. There are other guidelines to the Michigan State Housing Development Authority down payment assistance program like your mortgage total and your wages as it was created to help buyers with lower to moderate wages.

Local or Federal Grants

The final resource I have on zero down home loans for first time home buyers in Roseville Michigan is to check out any federal money offered to Roseville for neighborhood stabilization programs. You could learn more in reference to the options that could be allowed in your city by reaching out to your towns community development office which can be easily found on the internet.

If you'd like more info on zero down home loans for first time home buyers in Roseville Michigan call 248-674-6450 right now!

Accurate Mortgage Payment Calculations on The Go
Our mortgage app allows borrowers to calculate mortgage payments using up to date mortgage rates as well as accurate mortgage insurance premiums based on product and credit score

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Most mortgage calculators force users to input unknown data like mortgage rates or mortgage insurance. Without the correct data these calculations become worthless. Our app populates this data for the user based on up to date mortgage rates and accurate mortgage insurance quotes based on loan product and credit score.

Buit-in convenience within the admin area

The app has a really cool admin area that allows you to securely scan and send important mortgage documents right from your phone. No need for a fax machine or a scanner when our app will do the job.

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Our mortgage app can be installed by simply entering your mobile number and opening a text. Once installed, you'll have full access to the app and be able to perform unlimited mortgage calculations for any available mortgage product. This allows you to accurately compare different mortgage products on the go.

All mortgage calculations are saved

You can review any of your previous mortgage calculations from within the app. This makes it easier to compare different mortgage programs as well as other loan parameters. This can save you from running the same numbers over and over again.

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  • Jimmy Marshall
    October 27, 2011

    Major thanks for the blog.Much thanks again. Cool.

  • Heather Rodriguez
    October 31, 2011

    A round of applause for your blog.Thanks Again. Keep writing.

  • Tracie Vandermeulen
    January 7, 2012

    I wish I was a first time home buyer.

  • Kristy
    January 10, 2012

    Very nice – thanks

  • Kristy
    January 25, 2012

    I’d love to read more great articles!

  • Trevor Sines
    January 25, 2012

    Kristy, every Wednesday I try to write write a new blog post. If you scroll to the bottom of any page on our website and look in the right column, you’ll see a heading that says “Good Stuff to Know.” This is where our newer posts get displayed. I’d like to wirte more and make more videos but my time is a little limited as we try to save the world from the big banks…lol!

  • October 18, 2013

    Wonderful blog! I found it while searching on
    Yahoo News. Do you have any suggestions on how to get listed in Yahoo News?
    I’ve been trying for a while but I never seem to get there!

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