How to Find The Best Michigan Mortgage Broker
Call (248) 674-6450 For an Instant Pre-Approval!

Who Can You Trust when it Comes to Mortgage Brokers?

We’re Dedicated to Making The Mortgage Process as Easy & Stress Free as Possible!

Your 5-Star Mortgage Experience Includes…
  • A no-cost/no-obligation pre-approval…
  • Find out how much you can borrow…
  • Answers to your questions 24/7…
  • Access to our awesome mortgage app…
  • Access to the lowest rates possible…
  • Unparallelled customer service…

Call (248) 674-6450 For an Instant Pre Approval

 

Why Do You Need a Good Michigan Mortgage Broker?

Michigan mortgage brokers

Is This the Mortgage Broker You Want?

Mortgage brokers like Michigan Mortgage Solutions work with buyers as well as home owners that want to refinance an existing mortgage. Contacting a mortgage professional helps to ensure borrowers are getting the best advice and loan possible. Brokers provide very valuable services that make buying or refinancing a home simple, while making sure you get the best mortgage rate based on your finances and credit score.

What Services are Provided by Mortgage Brokers?

Not all mortgage brokers are created equal but the services offered should be very similar. This includes securing an affordable mortgage rate based on your personal circumstances and budget, completing the processing of all documents required for the mortgage, arranging for a fair market value property appraisal, and clearing any lending conditions prior to the loan closing. Your mortgage broker is there to make sure your needs are taken care of through every step of purchasing a house or refinancing your existing mortgage.

A good place to determine a mortgage brokers worth is online. The Internet is a powerful research tool you can use to browse various mortgage companies and brokers. Most lenders provide detailed information on what mortgage services they provide as well as reviews from past clients. In many cases there is a helpful mortgage calculator available which you can use to estimate your monthly payment based on different percentage rates and mortgage options. This allows you to make an informed decision on what price range translates to in an affordable monthly payment.

However, mortgage calculators are only as good as the data entered into them. What I mean is that simply entering the purchase price, your down payment and an interest rate is only going to give you part of the monthly payment. You will also need to know the homes yearly property taxes, how much your home owners insurance will cost yearly, and also how much you will be required to pay in Private Mortgage Insurance or PMI for short.

You can typically get these numbers from your mortgage broker but it’s important to know whether they are using actual numbers or estimates as this will have a definite impact on your monthly payment as well as your closing costs. At Michigan Mortgage Solutions we don’t use estimates and prefer to work with real numbers which allows our clients to know right away if the property in question is right for them and their budget. As I mentioned earlier, not all brokers are created equal and you don’t want to learn this the hard way. Call (248) 674-6450 today if you have any questions about mortgages or if you’d like to get pre-approved.

It’s Best to Work With Expert Mortgage Brokers…

We are experts at assisting people secure the very best home loan available. Regardless, if your credit score has a few negative items on it or is excellent, Michigan Mortgage Solutions will deliver outstanding customer service. Our goal is to help you achieve your dream of owning a home or reducing your monthly mortgage payments to save money. It is recommended by many personal finance experts to contact different brokers with your questions before deciding on one. You can do this by phone, email, or by scheduling an appointment to discuss your home loan needs.

Today’s current real estate market is a perfect time to buy a new home or refinance your current loan. Contacting a mortgage broker is a great way to move from being a renter to a homeowner. They can guide you through entire lending process, while simplifying the paperwork associated with applying and securing a home mortgage. Mortgage rates are at some of their lowest in years. Make sure to do your research when choosing a Michigan mortgage broker or simply call the best at (248) 674-6450 and we’ll get you taken care of.

Accurate Mortgage Payment Calculations on The Go
Our mortgage app allows borrowers to calculate mortgage payments using up to date mortgage rates as well as accurate mortgage insurance premiums based on product and credit score

 

Designed with ease of use and accuracy in mind

Most mortgage calculators force users to input unknown data like mortgage rates or mortgage insurance. Without the correct data these calculations become worthless. Our app populates this data for the user based on up to date mortgage rates and accurate mortgage insurance quotes based on loan product and credit score.

 

Buit-in convenience within the admin area

The app has a really cool admin area that allows you to securely scan and send important mortgage documents right from your phone. No need for a fax machine or a scanner when our app will do the job.

 

Install on your phone for easy access 24/7

Our mortgage app can be installed by simply entering your mobile number and opening a text. Once installed, you’ll have full access to the app and be able to perform unlimited mortgage calculations for any available mortgage product. This allows you to accurately compare different mortgage products on the go.

 

All mortgage calculations are saved

You can review any of your previous mortgage calculations from within the app. This makes it easier to compare different mortgage programs as well as other loan parameters. This can save you from running the same numbers over and over again.

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Comments

  • Luis Lindstedt
    April 23, 2013

    I am pre approved already for an RD loan. I wanted to do some shopping around without having everyone run my credit. Is there someone that can help me do this? I live in Washtenaw county, Michigan

  • Trevor Sines
    April 23, 2013

    Luis, here are a couple things to keep in mind. All mortgage inquiries within a 14 day span will be counted only as one inquiry so it won’t negatively affect your score to shop around. However, it does not make a lot of sense to shop around until you have a property in mind and know all of the important numbers in the transaction. Your closing costs are derived of pre-paid items and mortgage costs. Pre-paid items include establishing an escrow account, purchasing a years worth of homeowners insurance, and reimbursing the seller for any pre-paid property taxes in the form of tax prorations. Mortgage costs include underwriting fees, title company fees, your appraisal, your credit report, and a few other small fees. Due to the mortgage meltdown, these mortgage costs are quite similar across the board as we are very restricted in what you as a borrower can be charged. Until you know the specific numbers any quote you get will be pretty much worthless. Also, remember that you are not shopping for a set of tires and every borrowers situation is different. I find that it’s best to work with someone that you know like and trust. Lastly, if you are going to shop one lender against the other, don’t share one lenders quote with another because you are giving the competing broker a road map on how to give you a slightly better deal than the previous broker. The reason I say this is that any idiot can give you a slightly better deal on paper to get your business but that person might very well be an idiot and screw things up for you. I hope this helps and we’d be happy to discuss your situation and attempt to earn your business. Trust your gut!

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