Mortgage ratesÃ‚Â were slightly higherÃ‚Â today, on average, but some lenders were unchanged from yesterday. Ã‚Â Others were quoting higher rates in the morning and then issued positive reprices in the afternoon (i.e. mid-day improvements), bringing them back in line with the rest of the pack. Ã‚Â In the slightly bigger picture, rates remain closer to 4 week lows. Ã‚Â Since Dec 8th, only yesterday was any better.
4.25% remains the most prevalent conventional 30yr fixed quote on top tier scenarios. Ã‚Â Some of the more aggressive lenders are still down at 4.125% and a few haven’t made it down from 4.375% yet. Ã‚Â Compared to yesterday, today’s movement would only be seen in the form of slightly higher upfront costs (as opposed to in the “note rate” itself).Ã‚Â