Mortgage ratesÃ‚Â were mixedÃ‚Â today, depending on the lender. Ã‚Â Discrepancies between lenders have been higher than normal over the last 24 hours for several reasons. Ã‚Â This began yesterday when bond markets improved enough for many (but not all) lenders to offer mid-day rate sheet improvements. Ã‚Â Some were more aggressive than others in that regard. Ã‚Â When bond markets (which dictate rates) opened in stronger territory today, those lenders had more ground to cover and thus began the day with bigger improvements compared to yesterday’s latest levels.