Michigan Low Rate Mortgages - Call 248 674-6450
Call (248) 674-6450 For an Instant Pre-Approval!

Lowest Mortgage Rates in Michigan

Are you looking for Low Mortgage Rates in Michigan?

At Michigan Mortgage Solutions we provide the best Michigan mortgage rates possible. It doesn’t matter if you are buying or refinancing, our goal is to offer real solutions to the residents of Michigan by getting them qualified for the lowest rates available.

With over 20 years of lending experience, we are dedicated to providing Michigan borrowers with the tools and direction they need to avoid the financial traps of home ownership. Mortgage rates change on a daily basis and there are multiple factors that determine what you will qualify for. If you are purchasing or refinancing, call (248) 674-6450 to get a true quote based off of your personal situation rather than relying on the “B.S.” advertisements you see online.

These advertised rates are all based on perfect lending scenarios which include a high credit score and a down payment or equity of 25% percent in their home. A very small percentage of borrowers actually qualify for these low mortgage rates so if you want a true quote, you’ll actually need to speak to a lending professional.

Believe it or not, there are actually a couple things you can do to help you get the lowest rates possible when buying or refinancing. The main thing is making sure your credit report is in order. Your score really is the main catalyst for determining your interest rate. By being proactive, you can start improving your score a couple months prior to getting your mortgage to ensure you get the lowest rates possible. You can learn more about maximizing your score by visiting the link below;

How To Maximize Your Credit Score Prior to Obtaining a Mortgage in Michigan

We also offer loans for Michigan borrowers with poor credit. If you have been declined previously or you just know you have bad credit, contact Michigan Mortgage Solutions anyway as we can help you get on track and into a home within 6 months usually.

With today’s rates being so low, refinancing or purchasing a house makes perfect sense. Refinancing is easy and usually takes less than 30 days. Purchasing a home can take much longer since you need to find a home as well.

So if you’d like to take advantage of today’s low rates, call us today at 248 674-6450.