Are you looking for Low Mortgage Rates in Michigan?
At Michigan Mortgage Solutions we provide the best Michigan mortgage rates possible. It doesn’t matter if you are buying or refinancing, our goal is toÂ offer real solutions to the residents of Michigan by getting them qualifiedÂ for the lowest rates available.
With over 20 years of lending experience, we are dedicated to providing Michigan borrowers with the tools and direction they need to avoid the financial traps of home ownership. Mortgage rates change on a daily basis and there are multiple factors that determine what you will qualify for. If you are purchasing or refinancing, call (248) 674-6450 to get a true quote based off of your personal situation rather than relying on the “B.S.” advertisements you see online.
These advertised rates are all based on perfect lending scenarios which include a high credit scoreÂ and aÂ down payment or equity of 25% percent inÂ their home. A very small percentage of borrowers actually qualify for these low mortgageÂ rates so if you want a true quote, you’ll actually need to speak to a lendingÂ professional.
Believe it or not, there are actually a coupleÂ things you can do to help you get the lowest rates possible when buying or refinancing. The main thing is making sure your credit report is in order. YourÂ score really is the main catalyst for determining your interest rate. By being proactive, you can start improving your score a couple months prior to getting your mortgage to ensure you get the lowest rates possible. You can learn more about maximizing your score by visiting the link below;
We also offer loans for Michigan borrowersÂ with poor credit. If you have been declined previously or you just know you have bad credit, contact Michigan Mortgage SolutionsÂ anyway as we can help you get on track and into a home within 6 months usually.
With today’s rates being so low, refinancing or purchasing a house makes perfect sense. Refinancing is easy and usually takes less than 30 days. Purchasing a home can take much longer since you need to find a home as well.