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Are You Looking to Refinance Your Underwater Home?

We’re Dedicated to Making The Refinance Process as Easy & Stress Free as Possible!

Your 5-Star HARP Experience Includes…
  • A no-cost/no-obligation mortgage review…
  • Find out how much you can save…
  • Answers to all your questions 24/7…
  • Detailed & accurate breakdown of costs…
  • Access to the lowest rates possible…
  • Unparallelled customer service…

Call (248) 674-6450 For an Instant Pre Approval

Use These Updated Michigan Rates to Determine if Now is The Right Time to Refinance With HARP

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The Michigan Home Affordable Refinance Program for Underwater Homeowners

Michigan Home Affordable Refinance ProgramThe Obama administration recently announced a new housing rescue plan which is known as the Michigan HARP refinance program. HARP, which is an acronym for Home Affordable Refinance Program, is expected to help as many as 1 out of 9 homeowners to reduce their interest rate and monthly payments. In fact, the program is expected to help at least 7,000 Michigan homeowners to refinance their underwater loans.

While this upside down refinance program does have certain limitations, those that qualify will be handsomely rewarded with an incredibly low interest rate. In fact, here at Michigan Mortgage Solutions, several of our clients have been able to secure rates below 4% using the Michigan home affordable refinance program(HARP). In fact, the average monthly savings using current HARP refinance rates in Michigan is over $250 per month! If you’re looking to refinance your underwater loan, you should call us today at 248-674-6450.

Limitations of The Michigan Home Affordable Refinance Program

In order to take advantage of the Michigan HARP Refinance Program you must meet the eligibility criteria set forth by the government. Eligibility requirements for the Michigan HARP 2 refinance include, but are not limited to, the following;

    • Loan must be owned by Fannie Mae or Freddie Mac prior to June 1st 2009
    • Owe less than $729,000 on your 1st mortgage
    • Paid house payments on time for the past 6 months and no more than 30 days late 1 time in the last 12 months

HARP Refinance Lenders in Michigan

If you need to refinance your underwater mortgage in Michigan, you should check out Michigan Mortgage Solutions. On top of having some of the lowest rates and fees in in town, we also have a stellar 5 star reputation as well as an A+ rating with the Better Business Bureau. You won’t find many other Michigan lenders with those credentials.

If you want to learn more about the HARP 2 refinance or to get an idea of current HARP refinance rates, call (248) 674-6450 and speak to one of our Home Affordable Refinance (HARP 2) lenders about your options.

Don’t let this opportunity pass you by. It’s free to find out if you qualify. Plus, with the recent changes to the Home Affordable Refinance program(HARP 2), you may even get approved if you’ve been previously turned down. Our goal is to put you into the most affordable program for your specific needs.  So call (248) 674-6450 and work with one of Michigan’s highest rated lenders to handle your HARP refinance today!


Accurate Mortgage Payment Calculations on The Go
Our mortgage app allows borrowers to calculate mortgage payments using up to date mortgage rates as well as accurate mortgage insurance premiums based on product and credit score

Designed with ease of use and accuracy in mind

Most mortgage calculators force users to input unknown data like mortgage rates or mortgage insurance. Without the correct data these calculations become worthless. Our app populates this data for the user based on up to date mortgage rates and accurate mortgage insurance quotes based on loan product and credit score.

Buit-in convenience within the admin area

The app has a really cool admin area that allows you to securely scan and send important mortgage documents right from your phone. No need for a fax machine or a scanner when our app will do the job.

Install on your phone for easy access 24/7

Our mortgage app can be installed by simply entering your mobile number and opening a text. Once installed, you’ll have full access to the app and be able to perform unlimited mortgage calculations for any available mortgage product. This allows you to accurately compare different mortgage products on the go.

All mortgage calculations are saved

You can review any of your previous mortgage calculations from within the app. This makes it easier to compare different mortgage programs as well as other loan parameters. This can save you from running the same numbers over and over again.