The Home Affordable Refinance Program for Underwater Homeowners in Michigan.
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Can a HARP Refinance Help You Lower Your Payment?

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For the purpose of the examples above, we will assume the remaining mortgage has 25 years left to pay it off and the balance prior to the HARP refinance is $150,000. For the financial wizards out there, that will check my math, the original loan amount of the example mortgage was $161,500 on a 30 year term.